Realty Insurance

Apartment insurance and multi-unit insurance solutions

CUSTOM COVERAGE FOR BOTH YOUR BUILDING AND YOUR TENANTS

BFL CANADA’s Apartment Protect Program goes the extra mile. It’s designed with multi-unit rental properties in mind and offers landlords several package innovations and exclusive protection on top of their standard policy.

See for yourself how this plan can go the extra mile.

LET'S BUILD A CUSTOM INSURANCE SOLUTION

BFL CANADA’s Apartment Protect Insurance Program was developed based on innovative and exclusive protection. It covers a series of risks at an affordable cost and is designed to allow you to get the most out of your insurance policy.

We understand that return on investment (ROI) is your priority. Insuring your property with BFL CANADA provides a range of extra advantages that allow you to stay on track with that goal.

Our Standard Coverage
PROPERTY
PROPERTY

Specifically designed for apartment risks your property policy is an “All Risks” policy and includes buildings, owned contents and equipment.

PROPERTY EXTENSIONS
PROPERTY EXTENSIONS

We provide an additional $1M in coverage on top of your policy limit.

RENTAL INCOME
RENTAL INCOME

Coverage for loss of rental income in the event of an incident which forces your tenants from their home. Both the amount covered and the indemnity period can be increased to suite your needs.

Get Core Protection with Higher Standard Limits
COMMERCIAL GENERAL LIABILITY
COMMERCIAL GENERAL LIABILITY

Protects the Landlord, your employees and volunteers against claims made by third parties due to property damage, bodily and personal injury. No Aggregate and property manager extension is included.

VOLUNTEER ACCIDENT
VOLUNTEER ACCIDENT

Protects residents who are injured while volunteering. Age limit 90. Includes honorariums.

ENVIRONMENTAL LIABILITY
ENVIRONMENTAL LIABILITY

Protects the landlord in the event a leaking pollutant damaged neighbouring properties or the environment. Each incident limit is $1M.

EARTHQUAKE
EARTHQUAKE

Covers property in the event of an earthquake. Standard deductibles between 5-20% with possible lower option available.

TERRORISM
TERRORISM

Protects against riots, strikes, civil commotion, malicious activity and direct terrorist activity. Up to $2M limit available.

Access the Necessary Means to Protect and Defend Your Interests
CRIME
CRIME

Protects landlords liquid assets against theft by employees, and the property manager. No deductible

PRIVACY AND CYBER LIABILITY
PRIVACY AND CYBER LIABILITY

Landlords rely on electronic record keeping and data storage. Social Engineering, privacy liability,  privacy expenses and cyber extortion are all emerging threats and so standard in your policy. 3rd party breach by a supplier is also included.

LEGAL EXPENSES
LEGAL EXPENSES

An insurance policy that provides

  1. Legal advice on questions
  2. Legal costs faced when in dispute.

Choose from a panel of lawyers, always there for you. No eligibility restrictions, many coverage benefits. No deductible.

YOUR TEAM OF LOCAL ADVISORS

THE BFL CANADA ADVANTAGE

BFL CANADA has achieved extraordinary growth because of our consistent ability to perform and deliver due to our expertise, professionalism and dedication, as well as our entrepreneurial culture. This culture and work ethic have driven our growth and attracted organizations with which we have established meaningful and mutually beneficial partnerships.

Make a difference today, start planning for tomorrow.

Book your preliminary risk assessment with a BFL CANADA advisor.
CALL YOUR LOCAL BFL CANADA OFFICE
WRITE TO YOUR LOCAL BFL CANADA OFFICE