Builders Risk Insurance and Construction Industry Risk Solutions

We analyze all aspects of the risk your business or project generates and establish a risk and insurance program to minimize your exposure and protect your balance sheet.

We review and provide advice on all contracts to ensure your interests are protected and your insurance program is tailored accordingly.

We provide consultation services and support in development of a customized insurance program.

Insures against “all risks” to a project during the period of construction from an insured peril. Losses can include the structure, materials, labour and any temporary structures that form part of the project. Finally, it insures parties including owners, contractors and/or subcontractors and all others engaged in the project.

Insures owners, contractors, and/or subcontractors under a single project-specific wrap-up liability insurance from third-party claims of bodily injury and/or property damage arising from construction activities of the project. Insured parties include owners, contractors and/or subcontractors and all others engaged in the project. It also covers post construction as part of the “Completed Operations” period for a specified amount of time.

We help our clients maximize their asset values, tailor insurance clauses on leases to ensure proper risk transfer methods are being utilized, help structure large scale insurance programs to take advantage of bulk buying power and ensure that policies are placed to protect the asset values for our clients.

Insures against the risk of environmental impairment or a pollution event. The two main categories are contractor practice policies and location specific or premises policies, which respond to cleanup costs and third-party liability.

Insures against “all risks” from an insured peril to equipment and tools including physical damage and theft. This specific coverage is required as these are excluded on standard property and project specific builders’ risk policies.

Protects a business from third party lawsuits arising from bodily injury or property damage, both during and after works are complete at a location. We negotiate these policies to cover all past, present and future work performed against potential claims made by third parties.

Covers you and your business in the event of claims for physical or material damage to a third party or financial loss resulting from any allegations of negligence or failure to render professional services. It responds to provide your defence in case of possible legal proceedings and also covers the costs incurred.

Protects against loss or damage to equipment, materials, products, or other goods needed for your project during transit by sea. Specialized coverage for construction projects involving a marine exposure can also be arranged.