Architects and Engineers
As a professional architect, engineer or design contractor, you know it’s not just about drawing up blueprints and ensuring structural and safety standards, you have to contend with countless other variables in order to deliver and implement your vision.
Providing responsive services, meeting tight deadlines, dealing with price uncertainty and contractual obligations; this is your reality. That’s why you need to equip yourself with custom insurance solutions that won’t stifle your creativity or leave any room for uncertainty.
Discover your coverage solutions
BFL CANADA has access to the custom insurance coverages you need to execute your projects with full confidence, whether you’re heading an architectural or engineering firm, or a design and building contractor working with a construction management company.
BFL CANADA knows the industry inside out. We also deal with design fabrication companies and project firms of all kinds, including project management firms, interior design firms, design firms, quantity surveying firms, surveying firms and environmental firms.
Bottom line: we’re your best ally. We’re experts on professional liability as it pertains to architects and engineers that operate in the provinces of Ontario and Quebec. That’s how we’re able to identify and address your unique circumstances and risks, and provide the coverage solutions that work best for you.
ERRORS AND OMISSIONS
Protects against consequences that may result from error, omission or negligence; or from misrepresentation or breach of a professional obligation or contract.
CONTRACTUAL UNDERTAKING RISK
Guards against risks arising from contractual undertakings, including indemnification and “hold harmless” clauses in agreements that may be excluded from insurance coverage.
LIABILITY CLAIMS
Professional liability claims against architects and engineers are insured many years after the end of a project.
POLICY FAILURE
Covers prior acts without any time limitation or “retroactive” date. This policy is structured to protect all past, present and future employees, partners, directors and officers of the current firm and any former firms that have done business with.
SINGLE PROJECT PROFESSIONAL LIABILITY INSURANCE
Covers all professional service providers involved in the project, including architects, engineers and designers; as well as construction supervision, qualified surveys and feasibility studies. Also covers associated contractors and consultants whether working individually or in a joint venture or consortium.
OWNER’S PROTECTIVE PROFESSIONAL INDEMNITY INSURANCE
Provides insurance protection for the project owners or developers when the design team insurance is not adequate or becomes unavailable for any reason. The owner is the OPPI’s named insured, giving them full control over their program insurance.
Related Solutions
The BFL advantage in a competitive market
BFL has achieved extraordinary growth because of our consistent ability to perform and deliver due to our expertise, professionalism and dedication, as well as our entrepreneurial culture. This culture and work ethic have driven our growth and has attracted organizations where we can establish meaningful partnerships.
Why doing business with an expert broker at BFL is in your best interest?
• We specialize in the placement of professional liability insurance.
• We can negotiate better terms and conditions thanks to the trust and respect we’ve earned from underwriters.
• We understand the needs of the design and engineering community and can provide the advice they require.
• You have access to a team of knowledgeable brokers that understand project-specific policies.
At BFL CANADA, we help our clients get peace of mind. Most insurance policies require various insurance companies to share the risk. As your insurance broker, we are able to canvas the insurance marketplace, approach financially sound insurers and always act in your best interest.
