Whether you own a condominium or rent an apartment, we have a insurance policy to suit your needs.

From designing a coverage that fits your needs, to providing support with your claim; trust your home protection to our BFL CANADA personal lines team.

Discover your coverage solutions

RESIDENTIAL

RESIDENTIAL

Covers your primary, secondary or seasonal residence or rental. You work hard to purchase the things that you love, we know what is at stake and how to protect these assets. Our team of personal insurance professionals can guide you through a range of insurance products and help you find the coverage that you need.

CONDOMINIUM

CONDOMINIUM

Owners

Provides comprehensive property coverage and industry-leading claims service. In Canada, a high percentage of condominium owners are inadequately insured. BFL CANADA will find the right insurance policy for your condo at an affordable price.

Tenants

Protects renters whether they rent an apartment, condo or home, with a protection that is in line with their needs. As Owners, it is essential for renters to have insurance, too.

Tenants insurance

Your benefits at a glance
PERSONAL PROPERTY

PERSONAL PROPERTY

Personal property is the core of your insurance policy. It provides coverage for appliances, clothing, electronics and home furnishings that are stolen, damaged or destroyed by an insured peril.

It is important to note that items such as a jewellery, furs and fine arts are only covered up to the limit specified in the policy wording and may have limited coverage available.

Higher limits of insurance and broadened coverage can be added to your policy for an additional premium.

PERSONAL LIABILITY

PERSONAL LIABILITY

Liability coverage protects you anywhere in the world for accidental injury or property damage to others. Example: You accidentally start a fire in your kitchen that damages not only your suite, but other units within the complex, or a guest in your home slips and falls and suffers from an injury.

Living in a complex increases your exposure to accidental damage due to your close proximity to other units. Personal liability coverage can help cover the legal expenses you incur.

This coverage is automatically included in your policy and can be increased for a nominal fee.

ADDITIONAL LIVING EXPENSES

ADDITIONAL LIVING EXPENSES

In the event that you are unable to live in your unit due to loss or damage caused by an insured peril, this coverage will help to cover out-of-pocket expenses you incur.

Additional Living Expenses cover reasonable expenses such as food, hotel or alternate living arrangements, moving and other costs that you would not normally experience while residing in your own home.

The BFL CANADA advantage in a competitive market

INDEPENDENT AND CANADIAN OWNED
100%
CONDOMINIUM OWNERS AND TENANTS PROFESSIONALS
15+
EMPLOYEES
900+
YEARS OF SERVICE
30+

Why doing business with BFL CANADA is in your best interest?

We are insurance brokers, we don’t work for an insurance company.

• We work for YOU!
• We gather your property’s information.
• We shop for your insurance.
• We invite a number of different companies to provide a quote for your property.
• We negotiate on your behalf to get the best protection, rate and deductibles.
• Once satisfied we provide you with the best quote on the market.

At BFL CANADA we help our clients get peace of mind. As your insurance broker, we are able to canvass the insurance marketplace, approach financially sound insurers and always act in your best interests.

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