Equestrian Insurance: why do I need insurance on my horse?
The intent of insurance is to protect and/or indemnify someone who has suffered a monetary or personal loss. Insuring a horse protects you against circumstances out of your control, such as, the death of your horse, unexpected surgeries, as well as sickness or injuries. Horse Insurance packages available through your broker include, but are not limited to, the following coverages:Read more
Keeping the Lights On - Electrical System Maintenance and Inspection
Power is easily the most important utility at any facility. We like to take it for granted until we are sitting in the dark with a candle waiting impatiently for the lights to come back on. During those rare moments we get to see how little gets done in the absence of electricity.Read more
The Art of Seeing When Managing Risks
This winter we have seen a number of tragic barn fires in the equine community that have received a lot of publicity. While these incidents are not something we like to see, they offer a good reminder to our industry about best management practices on farms and equestrian facilities, which include practices to help prevent fires and other potential disasters.Read more
Climate change: Global Effect - Paris Commitments and Industry Influence
Many of us know who Mark Carney is but, for those of you who don’t, he is a Canadian central banker who currently serves as Governor of the Bank of England and Chairman of the G20's Financial Stability Board. He was previously the Governor of the Bank of Canada and began his career at Goldman Sachs before joining the Canadian Department of Finance. Carney has been credited with shielding Canada from the worst effects of the late-2000s financial crisis, and has earned recognition by the Financial Times and Time magazine as a top figure in the financial world. I do his CV an injustice for the demand of brevity, but right back to his roots (he holds a Canadian and Irish citizenship, and was raised in the NWT of Canada) one can find his steadfast resolve and see evidence of his tenacity.Read more
Although we know each other well – How well do we know each other?
I have had the privilege of getting to know many of our clients over a number of years. Understanding their business, learning about their corporate structure and creating relationships with the people who run these businesses is very interesting to me. It is also very important from a risk management and insurance coverage perspective to have detailed knowledge about how clients operate their businesses. The more knowledge we have, the higher the level of service and support we can bring to the table.Read more
Software as a Service (SaaS) Represents a Unique Risk to Organizations
An important trend today is for organizations to outsource an increasing amount of their technology operations to third parties. This is largely driven by the desire for organizations to focus their resources on what they consider to be their core competency, such as manufacturing, transportation, financial services, etc. The software used to enable the various components of these operations are thus simply viewed as tools and often outsourced.Read more