The Emerging Cyber Threat for Manufacturers
In recent months I have been spending an increasing amount of time talking with manufacturers about the emerging cyber threat to their organizations. Initially they think I am going to come in and talk primarily about privacy issues with respect to employee files and customer credit card information. Though I do and these are important topics, I spend an equal amount of time talking about network security breaches that could lead to the disclosure of sensitive intellectual property and trade secrets, and significant physical damage to their production facilities.Read more
The Cost of Infrastructure and Prompt Payment
Most of us who have had to personally engage the services of a construction firm approach the matter with some trepidation: “Will the work be done properly?” and “Will I get what I paid for?” are common concerns. We have all heard horror stories of contractors taking money from unsuspecting homeowners and not performing the work. Thankfully, these incidents are not the norm. And contrary to our apprehensions, it is the contractors of building and infrastructure projects who are most at risk of not being paid in time!Read more
Have we forgotten the benefits of in-person communication?
With all the excitement around social media and the efficiencies of said social media, we sometimes forget the benefits of in-person communication.Read more
Sports and recreational associations – What are the risk assessment factors for a general liability policy?
In Canada, the management of sports and recreational associations is typically handled by volunteers. In other cases, a few individuals are employed to manage and work with the volunteer structure in place.Read more
Equestrian Insurance: why do I need insurance on my horse?
The intent of insurance is to protect and/or indemnify someone who has suffered a monetary or personal loss. Insuring a horse protects you against circumstances out of your control, such as, the death of your horse, unexpected surgeries, as well as sickness or injuries. Horse Insurance packages available through your broker include, but are not limited to, the following coverages:Read more
Keeping the Lights On - Electrical System Maintenance and Inspection
Power is easily the most important utility at any facility. We like to take it for granted until we are sitting in the dark with a candle waiting impatiently for the lights to come back on. During those rare moments we get to see how little gets done in the absence of electricity.Read more