BFL Canada Consulting Services Inc. has partnered with The Ontario Massage Therapist Association to provide exclusive and comprehensive benefit coverage to its members.

Life's trials and tribulations happen everyday! Be sure you and your family are protected. Our plans are designed for individuals, couples, single parents and families. Customized features of the plan allow you the flexibility to meet your financial needs.

PERSONAL INSURANCE

HEALTH AND DENTAL INSURANCE

PERSONAL INSURANCE

Final Expense Coverage

• Coverage up to $25,000 (issue ages 30-85, coverage to age 100)
• This guaranteed issue life insurance plan is perfect for covering the cost of final or funeral expenses in the event of your death
• 4 times the benefit will be paid if your death is due to an accident
• If you are diagnosed with a terminal illness with a prognosis of death within twelve months, you will be paid 50% of the Final Expense Coverage in force provided insurance has been in force for at least 2 full years at the time of diagnosis

Accidental Death and Dismemberment Coverage

• Coverage: $300,000 or $500,000. A lump sum payment for specific losses, in addition to any other insurance you may have
• Principal amount is paid in the event of Death, Paraplegia, Hemiplegia or Quadriplegia.
• Includes an enhanced loss schedule, as well as benefits like day care, education, home alternation/vehicle modification and seat belt benefit
• Includes $100,000 Accidental Medical Reimbursement Benefits if you are an Edge Loss of Income policyholder (not applicable to family members)
• Family coverage available: Spouse will be insured for 50% of the benefit you select for yourself; if you do not have any eligible Dependent Children, your Spouse will be insured for 60%. Each Dependent Child will be insured for 15% of the benefit you select for yourself, if you do not have a Spouse, each Dependent Child will be insured for 20%

Critical Illness

• Coverage up to $25,000 (Issue Ages 18-65)
• A tax free lump sum payment to you when diagnosed with Critical Illness Conditions (subject to Pre-Existing Condition limitation) as follows:
  • Cancer
    
  • Blindness
    
  • Paraplegia/Quadraplegia/Hemiplegia
    
  • Dismemberment
    
  • Heart Attack
    
  • Coronary Artery Bypass Surgery
    
  • Kidney Failure
    
  • Loss of Speech
    
  • Major Burns
    
  • Major organ failure requiring transplant
    
  • Benign Brain Tumor
    
  • Lou Gehrig’s Diseases (ALS)
    
  • Stroke
    
  • Multiple Sclerosis
    
  • Coma
    
  • Deafness

Injury Only Disability Insurance

• Monthly Benefit: $1,000
• Partial Disability Benefits: 50% of your benefit for up to 180 days
• Waiver of Premium: after 30 days of Total Disability while benefits are payable
• Return to Work Assistance Benefit: Rehabilitation and financial assistance in returning to work
• Accidental Medical Benefit: providing reimbursement up to $10,000 for a number of medical expenses not covered by government health insurance plans
• Waiting Period: 0 day or 30 day
• Benefit Period: 5 years or to age 70

If you are self-employed or a small business owner, your premiums may be tax-deductible.

For more information on how to enroll, please contact:

Ms. Carol Soluk
Toll-Free:   1-800-668-5901 ext. 264
Direct Line: 1-416-849-3094
E-mail:       csoluk@bflcanada.ca

HEALTH AND DENTAL INSURANCE

Your Provincial Health Insurance Plan does not fully cover all everyday medical expenses like prescription drugs, dental services, prescription eye wear and much more. These out-of-pocket expenses add up quickly and could leave you and your family financially vulnerable.

The Ontario Massage Therapist Association Health and Dental Plan have many levels of protection to choose from. You’ll pay only for the coverage you need. Some plans require no medical evidence of insurability.

The Association Health and Dental Programs offer these features:

• Prescription Drugs
  
• Dental Care
  
• Combined Prescription Drug and Dental Care
  
• Homecare and Nursing
  
• Ambulance Services
  
• Vision Care
  
• Accidental Dental Care
  
• Medical Equipment and Supplies
  
• Hearing Aids
  
• Survivor Benefit

If you are self-employed or a small business owner, your premiums may be tax deductible.

For more information on how to enroll, please contact:

Ms. Carol Soluk
Toll-Free:   1-800-668-5901 ext. 264
Direct Line: 1-416-849-3094
E-mail:       csoluk@bflcanada.ca